1.
Boulahbel Z. The Substitution Effect of Peer-to-Peer Lending: Evidence from Indonesian Provinces. Econ Fin and Sust [Internet]. 30 Haziran 2025 [a.yer 26 Temmuz 2026];4(1):19-38. Erişim adresi: https://www.efsjournal.com/index.php/pub/article/view/60